Exploring Arizona’s Top Insurance Companies.

Exploring Arizona’s Top Insurance Companies-

Auto-Owners Insurance Co ranks high in customer satisfaction and claims handling. It also offers rare coverages like diminished value and personal auto plus packages. Its impressive MoneyGeek score and competitive annual premium of $922 are a compelling combination for drivers with offenses on their records.

Progressive is an option for drivers who need SR-22s and anyone interested in its telematics program Snapshot.

Auto-Owners Insurance Co

Auto-Owners Insurance Company sells auto, home, life and other property/casualty insurance, as well as annuities in 26 states. All of its sales and service are handled by local independent agents. Auto-Owners also has a corporate office in Lansing that handles its underwriting and claims operations.

The company has an excellent financial strength rating from AM Best and receives fewer NAIC complaints than average, which can signal overall satisfaction among policyholders. Auto-Owners also ranks high on the CRASH Network 2023 Honor Roll for car insurance, which evaluates companies based on their claims processing policies, payment practices and quality of repairs.

While Auto-Owners does lag behind some of its competitors in customer satisfaction surveys conducted by J.D. Power, it has a good record in the most important category: Would current customers recommend Auto-Owners to friends and family? Nine out of 10 Auto-Owners customers plan to renew their policy.

Auto-Owners offers the standard car insurance coverage most companies offer, including bodily injury liability, property damage liability and medical payments. The company also provides added benefits, such as loan/lease gap coverage, diminished value protection and roadside assistance. Its extra coverage options may help offset its slightly higher than average rates. Auto-Owners also has some unique discounts for bundling policies and paying your bill early. Its website also includes an online claim center for easier policy management.

Travelers

Travelers Insurance is a good choice for those who want a large number of policy options and discounts. The company has worked to improve and expand its home insurance coverage, and it offers a variety of extra coverages that can be added to policies. The company also offers a wide range of car insurance coverage options, including the IntelliDrive program that can save drivers up to 30% by tracking driving habits. Travelers also offers pet insurance, boat and yacht insurance, landlord insurance, and a wide array of other coverage options.

The Travelers Insurance Company was founded in the 1860s and was one of the first companies to diversify and offer multiple lines of insurance. The company used news stories of disasters to promote its services, and many of its early advertisements were illustrated by Thomas Nast. In the 1960s the company adjusted to societal changes, including increased crime rates and health-care costs. Beach was appointed to oversee the company’s long-term planning.

Today, the company offers property and casualty insurance, such as auto, homeowners, renters, condo, boat, yacht, valuables, wedding, and identity theft coverage. Its products are distributed through agents, brokers, and retail stores. The company also provides other financial services, such as surety bonds and management and professional liability insurance.

Progressive

It offers many different types of insurance policies for cars, homes, motorcycles, and boats, and it also offers an extensive array of other types of coverage. The company provides a variety of useful tools and comparison features on its website. Some of these include a name your price tool, a rate ticker, and an independent agent locator.

The company has strong ratings from both the Better Business Bureau and AM Best. Despite these positive metrics, the company has received some criticism for its customer service. For example, some customers complain that the company raises rates without reason. Nevertheless, the majority of customers are satisfied with their rates and coverage.

Progressive has a strong reputation for providing good auto insurance at a competitive price. Its auto policy prices are among the lowest in the industry, and it offers a number of discounts to help drivers save money. For example, the company’s Snapshot program uses telematics to track driving behavior and reward safe drivers with lower rates. Additionally, Progressive’s mobile app allows users to manage their policies, report claims, and get roadside assistance. In addition, the company offers a range of other coverage options for homeowners, such as an umbrella policy that protects the insured’s home against damages from lawsuits.

Safeco

It also offers a few unique features, such as accident forgiveness and a free telematics program called RightTrack.

The company sells its policies through independent insurance agents, who earn a commission on each policy they sell or renew. The agent will discuss your driving history, location and other factors to help you determine the best policy for your needs.

In addition to standard coverage options, Safeco offers add-ons like rental car reimbursement, new car replacement and personal property coverage. Its Claims Free Cash Back feature promises to return up to 5 percent of your premium each year if you don’t file any claims. Its Accident Forgiveness program will also lower your rates after a certain number of years without an at-fault crash or violation.

However, Safeco has a below-average customer service reputation. It ranked 16th in J.D. Power’s 2022 auto insurance customer satisfaction study, and the National Association of Insurance Commissioners gave it a complaint index rating of 0.94, which is slightly below average for an insurer of its size. Its customers have reported a variety of problems, including poor all-around customer service and unexpected rate increases. The company is a good choice for drivers who want to save money on their auto insurance by paying attention to their driving record.